@import url('https://fonts.googleapis.com/css2?family=Lato:wght@400;500;700&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --color-bg-primary: #0a0f1e;
  --color-bg-secondary: #0d1526;
  --color-bg-tertiary: #111d2f;
  --color-bg-card: rgba(13, 21, 38, 0.8);
  --color-bg-card-hover: rgba(17, 29, 47, 0.9);

  --color-text-primary: #ffffff;
  --color-text-secondary: #94a3b8;
  --color-text-muted: #64748b;

  --color-primary: #f59e0b;
  --color-primary-hover: #f97316;
  --color-secondary: #3b82f6;
  --color-secondary-hover: #2563eb;
  --color-accent: #10b981;
  --color-accent-hover: #059669;

  --color-success: #10b981;
  --color-warning: #f59e0b;
  --color-error: #ef4444;
  --color-info: #06b6d4;

  --font-primary: 'Lato', sans-serif;
  --font-heading: 'Playfair Display', serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;
  --space-3xl: 6rem;
  --space-4xl: 8rem;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-2xl: 24px;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.2);
  --shadow-xl: 0 20px 25px rgba(0, 0, 0, 0.3);
  --shadow-glow: 0 0 20px rgba(245, 158, 11, 0.15);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 300ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 500ms cubic-bezier(0.4, 0, 0.2, 1);

  --border-width: 1px;
  --border-color: rgba(148, 163, 184, 0.2);
  --border-color-light: rgba(148, 163, 184, 0.1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 16px;
  font-weight: 400;
  line-height: 1.6;
  overflow-x: hidden;
}

.container {
  max-width: 1440px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--space-md);
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 var(--space-sm);
  }
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
}

h1 {
  font-size: 3.5rem;
  letter-spacing: -0.02em;
}

h2 {
  font-size: 2.5rem;
  letter-spacing: -0.01em;
}

h3 {
  font-size: 2rem;
  letter-spacing: -0.005em;
}

h4 {
  font-size: 1.5rem;
  font-weight: 600;
}

h5 {
  font-size: 1.25rem;
  font-weight: 600;
}

h6 {
  font-size: 1rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

@media (max-width: 768px) {
  h1 {
    font-size: 2.5rem;
  }

  h2 {
    font-size: 1.875rem;
  }

  h3 {
    font-size: 1.5rem;
  }
}

p {
  margin-bottom: var(--space-md);
  color: var(--color-text-secondary);
  font-size: 1rem;
  line-height: 1.8;
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
  position: relative;
}

a:hover {
  color: var(--color-primary-hover);
}

a:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
  border-radius: var(--radius-sm);
}

button, .btn {
  font-family: var(--font-primary);
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  border-radius: var(--radius-lg);
  font-size: 1rem;
  padding: var(--space-sm) var(--space-lg);
  position: relative;
  overflow: hidden;
}

button:focus-visible, .btn:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

.btn-primary {
  background: var(--color-primary);
  color: #000;
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-glow);
  transform: translateY(-2px);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-secondary {
  background: var(--color-secondary);
  color: var(--color-text-primary);
}

.btn-secondary:hover {
  background: var(--color-secondary-hover);
  transform: translateY(-2px);
}

.btn-ghost {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-ghost:hover {
  background: rgba(245, 158, 11, 0.1);
  border-color: var(--color-primary-hover);
}

.btn-sm {
  padding: var(--space-xs) var(--space-md);
  font-size: 0.875rem;
}

.btn-lg {
  padding: var(--space-md) var(--space-xl);
  font-size: 1.125rem;
}

.btn-block {
  width: 100%;
}

input, textarea, select {
  font-family: var(--font-primary);
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: var(--space-sm) var(--space-md);
  font-size: 1rem;
  transition: all var(--transition-base);
}

input::placeholder, textarea::placeholder {
  color: var(--color-text-muted);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  background: var(--color-bg-tertiary);
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.1);
}

textarea {
  resize: vertical;
  min-height: 120px;
}

select {
  cursor: pointer;
}

label {
  display: block;
  margin-bottom: var(--space-sm);
  font-weight: 500;
  color: var(--color-text-primary);
}

.form-group {
  margin-bottom: var(--space-lg);
}

.form-group:last-child {
  margin-bottom: 0;
}

.card {
  background: var(--color-bg-card);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  transition: all var(--transition-base);
  backdrop-filter: blur(10px);
}

.card:hover {
  background: var(--color-bg-card-hover);
  border-color: rgba(245, 158, 11, 0.3);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.card-compact {
  padding: var(--space-md);
}

.card-large {
  padding: var(--space-xl);
}

table {
  width: 100%;
  border-collapse: collapse;
  color: var(--color-text-secondary);
}

thead {
  background: var(--color-bg-tertiary);
  border-bottom: 2px solid var(--border-color);
}

th {
  padding: var(--space-md);
  text-align: left;
  font-weight: 600;
  color: var(--color-text-primary);
  font-family: var(--font-heading);
}

td {
  padding: var(--space-md);
  border-bottom: var(--border-width) solid var(--border-color-light);
}

tbody tr:hover {
  background: rgba(245, 158, 11, 0.05);
}

ul, ol {
  margin-left: var(--space-lg);
  margin-bottom: var(--space-md);
}

li {
  margin-bottom: var(--space-sm);
  color: var(--color-text-secondary);
}

code {
  background: var(--color-bg-tertiary);
  color: var(--color-accent);
  padding: 0.25rem 0.5rem;
  border-radius: var(--radius-sm);
  font-family: 'Courier New', monospace;
  font-size: 0.875em;
}

pre {
  background: var(--color-bg-tertiary);
  color: var(--color-text-secondary);
  padding: var(--space-lg);
  border-radius: var(--radius-lg);
  overflow-x: auto;
  margin-bottom: var(--space-lg);
  border: var(--border-width) solid var(--border-color);
}

pre code {
  background: transparent;
  padding: 0;
  color: inherit;
}

blockquote {
  border-left: 4px solid var(--color-primary);
  padding-left: var(--space-lg);
  margin: var(--space-lg) 0;
  color: var(--color-text-secondary);
  font-style: italic;
}

hr {
  border: none;
  height: 1px;
  background: var(--border-color);
  margin: var(--space-xl) 0;
}

.grid {
  display: grid;
  gap: var(--space-lg);
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

.grid-auto {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

@media (max-width: 1024px) {
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }
}

.flex {
  display: flex;
  align-items: center;
}

.flex-col {
  flex-direction: column;
}

.flex-between {
  justify-content: space-between;
}

.flex-center {
  justify-content: center;
}

.flex-start {
  justify-content: flex-start;
}

.flex-end {
  justify-content: flex-end;
}

.gap-xs { gap: var(--space-xs); }
.gap-sm { gap: var(--space-sm); }
.gap-md { gap: var(--space-md); }
.gap-lg { gap: var(--space-lg); }
.gap-xl { gap: var(--space-xl); }

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.text-primary { color: var(--color-text-primary); }
.text-secondary { color: var(--color-text-secondary); }
.text-muted { color: var(--color-text-muted); }
.text-accent { color: var(--color-primary); }

.font-bold { font-weight: 700; }
.font-semibold { font-weight: 600; }
.font-medium { font-weight: 500; }

.text-sm { font-size: 0.875rem; }
.text-lg { font-size: 1.125rem; }
.text-xl { font-size: 1.25rem; }

.uppercase { text-transform: uppercase; }
.lowercase { text-transform: lowercase; }
.capitalize { text-transform: capitalize; }

.leading-tight { line-height: 1.2; }
.leading-normal { line-height: 1.6; }
.leading-relaxed { line-height: 1.8; }

.m-0 { margin: 0; }
.m-xs { margin: var(--space-xs); }
.m-sm { margin: var(--space-sm); }
.m-md { margin: var(--space-md); }
.m-lg { margin: var(--space-lg); }
.m-xl { margin: var(--space-xl); }

.mt-xs { margin-top: var(--space-xs); }
.mt-sm { margin-top: var(--space-sm); }
.mt-md { margin-top: var(--space-md); }
.mt-lg { margin-top: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }
.mt-2xl { margin-top: var(--space-2xl); }
.mt-3xl { margin-top: var(--space-3xl); }

.mb-xs { margin-bottom: var(--space-xs); }
.mb-sm { margin-bottom: var(--space-sm); }
.mb-md { margin-bottom: var(--space-md); }
.mb-lg { margin-bottom: var(--space-lg); }
.mb-xl { margin-bottom: var(--space-xl); }
.mb-2xl { margin-bottom: var(--space-2xl); }
.mb-3xl { margin-bottom: var(--space-3xl); }

.mx-auto { margin-left: auto; margin-right: auto; }

.p-0 { padding: 0; }
.p-xs { padding: var(--space-xs); }
.p-sm { padding: var(--space-sm); }
.p-md { padding: var(--space-md); }
.p-lg { padding: var(--space-lg); }
.p-xl { padding: var(--space-xl); }

.px-sm { padding-left: var(--space-sm); padding-right: var(--space-sm); }
.px-md { padding-left: var(--space-md); padding-right: var(--space-md); }
.px-lg { padding-left: var(--space-lg); padding-right: var(--space-lg); }

.py-sm { padding-top: var(--space-sm); padding-bottom: var(--space-sm); }
.py-md { padding-top: var(--space-md); padding-bottom: var(--space-md); }
.py-lg { padding-top: var(--space-lg); padding-bottom: var(--space-lg); }

.w-full { width: 100%; }
.w-auto { width: auto; }

.h-full { height: 100%; }
.h-auto { height: auto; }

.rounded-sm { border-radius: var(--radius-sm); }
.rounded-md { border-radius: var(--radius-md); }
.rounded-lg { border-radius: var(--radius-lg); }
.rounded-xl { border-radius: var(--radius-xl); }
.rounded-2xl { border-radius: var(--radius-2xl); }
.rounded-full { border-radius: 9999px; }

.shadow-sm { box-shadow: var(--shadow-sm); }
.shadow-md { box-shadow: var(--shadow-md); }
.shadow-lg { box-shadow: var(--shadow-lg); }
.shadow-xl { box-shadow: var(--shadow-xl); }

.opacity-50 { opacity: 0.5; }
.opacity-75 { opacity: 0.75; }

.cursor-pointer { cursor: pointer; }
.cursor-default { cursor: default; }

.select-none { user-select: none; }

.truncate {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.break-words {
  overflow-wrap: break-word;
  word-break: break-word;
}

.hidden { display: none !important; }

.invisible { visibility: hidden; }

@media (max-width: 768px) {
  .hide-mobile { display: none !important; }
}

@media (min-width: 769px) {
  .hide-desktop { display: none !important; }
}

.scroll-smooth { scroll-behavior: smooth; }

.transition-fast { transition: all var(--transition-fast); }
.transition-base { transition: all var(--transition-base); }
.transition-slow { transition: all var(--transition-slow); }

@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideLeft {
  from {
    opacity: 0;
    transform: translateX(20px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes slideRight {
  from {
    opacity: 0;
    transform: translateX(-20px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes pulse {
  0%, 100% {
    opacity: 1;
  }
  50% {
    opacity: 0.5;
  }
}

@keyframes glow {
  0%, 100% {
    box-shadow: 0 0 10px rgba(245, 158, 11, 0.3);
  }
  50% {
    box-shadow: 0 0 20px rgba(245, 158, 11, 0.6);
  }
}

.animate-fadeIn {
  animation: fadeIn 0.6s ease-out;
}

.animate-slideUp {
  animation: slideUp 0.6s ease-out;
}

.animate-slideDown {
  animation: slideDown 0.6s ease-out;
}

.animate-slideLeft {
  animation: slideLeft 0.6s ease-out;
}

.animate-slideRight {
  animation: slideRight 0.6s ease-out;
}

.animate-pulse {
  animation: pulse 2s cubic-bezier(0.4, 0, 0.6, 1) infinite;
}

.animate-glow {
  animation: glow 2s ease-in-out infinite;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.badge-primary {
  background: rgba(245, 158, 11, 0.15);
  color: var(--color-primary);
}

.badge-secondary {
  background: rgba(59, 130, 246, 0.15);
  color: var(--color-secondary);
}

.badge-success {
  background: rgba(16, 185, 129, 0.15);
  color: var(--color-success);
}

.badge-error {
  background: rgba(239, 68, 68, 0.15);
  color: var(--color-error);
}

.alert {
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  border-left: 4px solid;
  margin-bottom: var(--space-lg);
}

.alert-info {
  background: rgba(6, 182, 212, 0.1);
  border-color: var(--color-info);
  color: var(--color-text-primary);
}

.alert-success {
  background: rgba(16, 185, 129, 0.1);
  border-color: var(--color-success);
  color: var(--color-text-primary);
}

.alert-warning {
  background: rgba(245, 158, 11, 0.1);
  border-color: var(--color-warning);
  color: var(--color-text-primary);
}

.alert-error {
  background: rgba(239, 68, 68, 0.1);
  border-color: var(--color-error);
  color: var(--color-text-primary);
}

.divider {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  margin: var(--space-xl) 0;
}

.divider::before, .divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border-color);
}

.section {
  padding: var(--space-3xl) 0;
}

@media (max-width: 768px) {
  .section {
    padding: var(--space-2xl) 0;
  }
}

@media (max-width: 480px) {
  .section {
    padding: var(--space-xl) 0;
  }
}

.section-compact {
  padding: var(--space-xl) 0;
}

.section-large {
  padding: var(--space-4xl) 0;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

@media (max-width: 640px) {
  h1 {
    font-size: 1.875rem;
  }

  h2 {
    font-size: 1.5rem;
  }

  h3 {
    font-size: 1.25rem;
  }

  .section {
    padding: var(--space-xl) 0;
  }
}
.header-pojisteni-hub {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border-light);
  position: static;
  z-index: 100;
  overflow: visible;
}

.header-pojisteni-hub-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  height: auto;
  min-height: 70px;
  gap: clamp(1rem, 2vw, 2rem);
}

.header-pojisteni-hub-brand {
  display: flex;
  flex-direction: row;
  align-items: center;
  text-decoration: none;
  gap: 0.75rem;
  flex-shrink: 0;
  transition: var(--transition-fast);
}

.header-pojisteni-hub-brand:hover {
  opacity: 0.8;
}

.header-pojisteni-hub-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
}

.header-pojisteni-hub-logo-text {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-weight: 700;
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
}

.header-pojisteni-hub-desktop-nav {
  display: none;
  flex-direction: row;
  gap: clamp(1.5rem, 2vw, 2.5rem);
  align-items: center;
  flex: 1;
  margin: 0 clamp(2rem, 4vw, 3rem);
}

.header-pojisteni-hub-nav-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: var(--transition-fast);
  position: relative;
}

.header-pojisteni-hub-nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-accent);
  transition: var(--transition-fast);
}

.header-pojisteni-hub-nav-link:hover {
  color: var(--color-text-primary);
}

.header-pojisteni-hub-nav-link:hover::after {
  width: 100%;
}

.header-pojisteni-hub-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-accent);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: var(--transition-fast);
  white-space: nowrap;
  flex-shrink: 0;
}

.header-pojisteni-hub-cta-button:hover {
  background: var(--color-accent-hover);
  opacity: 0.95;
}

.header-pojisteni-hub-mobile-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: none;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  cursor: pointer;
  padding: 0.5rem;
  transition: var(--transition-fast);
  flex-shrink: 0;
}

.header-pojisteni-hub-mobile-toggle:hover {
  color: var(--color-accent);
}

.header-pojisteni-hub-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  max-width: 320px;
  height: 100vh;
  background: var(--color-bg-secondary);
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all var(--transition-base);
  z-index: 99;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
}

.header-pojisteni-hub-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-pojisteni-hub-mobile-header {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  padding: clamp(1rem, 3vw, 1.5rem);
  border-bottom: 1px solid var(--color-border-light);
  flex-shrink: 0;
}

.header-pojisteni-hub-mobile-title {
  font-family: var(--font-heading);
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-text-primary);
}

.header-pojisteni-hub-mobile-close {
  background: transparent;
  border: none;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  cursor: pointer;
  padding: 0.5rem;
  transition: var(--transition-fast);
  display: flex;
  align-items: center;
  justify-content: center;
}

.header-pojisteni-hub-mobile-close:hover {
  color: var(--color-accent);
}

.header-pojisteni-hub-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  flex: 1;
  padding: clamp(1rem, 3vw, 1.5rem) 0;
}

.header-pojisteni-hub-mobile-link {
  padding: clamp(0.875rem, 2vw, 1.125rem) clamp(1rem, 3vw, 1.5rem);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  border-bottom: 1px solid var(--color-border-light);
  transition: var(--transition-fast);
}

.header-pojisteni-hub-mobile-link:hover {
  background: var(--color-bg-tertiary);
  color: var(--color-accent);
}

.header-pojisteni-hub-mobile-cta {
  padding: clamp(0.875rem, 2vw, 1.125rem) clamp(1rem, 3vw, 1.5rem);
  background: var(--color-accent);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  text-decoration: none;
  text-align: center;
  transition: var(--transition-fast);
  border-radius: var(--radius-md);
  flex-shrink: 0;
}

.header-pojisteni-hub-mobile-cta:hover {
  background: var(--color-accent-hover);
  opacity: 0.95;
}

@media (min-width: 768px) {
  .header-pojisteni-hub-mobile-toggle {
    display: none;
  }

  .header-pojisteni-hub-mobile-menu {
    display: none;
  }

  .header-pojisteni-hub-desktop-nav {
    display: flex;
  }

  .header-pojisteni-hub-cta-button {
    display: block;
  }
}

@media (max-width: 767px) {
  .header-pojisteni-hub-container {
    min-height: 60px;
  }

  .header-pojisteni-hub-mobile-menu {
    max-width: 100%;
  }
}

    ::-webkit-scrollbar {
  width: 10px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-secondary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-primary);
  border-radius: 5px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-primary-hover);
}

* {
  box-sizing: border-box;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insurance-portal {
  width: 100%;
  overflow-x: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.hero-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
}

.hero-title-index {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  line-height: 1.1;
  margin: 0;
}

.hero-subtitle-index {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.hero-buttons {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  margin-top: clamp(0.5rem, 2vw, 1rem);
}

.btn-primary-index,
.btn-secondary-index,
.btn {
  display: inline-block;
  padding: clamp(0.75rem, 1vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  transition: all var(--transition-base);
  text-align: center;
  border: none;
  cursor: pointer;
}

.btn-primary-index {
  background: var(--color-primary);
  color: #ffffff;
}

.btn-primary-index:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.btn-secondary-index {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-secondary-index:hover {
  background: rgba(var(--color-primary), 0.05);
  border-color: var(--color-primary-hover);
  color: var(--color-primary-hover);
}

.hero-image {
  flex: 1 1 45%;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 300px;
}

.hero-image img {
  width: 100%;
  height: auto;
  max-height: 500px;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

.partners-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.partners-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.partners-header {
  text-align: center;
}

.partners-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0 0 clamp(0.5rem, 2vw, 1rem) 0;
}

.partners-subtitle-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.partners-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.partner-card-index {
  flex: 1 1 250px;
  max-width: 300px;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1rem);
  transition: all var(--transition-base);
}

.partner-card-index:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
}

.partner-icon-index {
  font-size: 2.5rem;
  color: var(--color-primary);
}

.partner-name-index {
  font-size: clamp(1.125rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
}

.partner-text-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.features-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.features-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.features-header {
  text-align: center;
}

.features-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0 0 clamp(0.5rem, 2vw, 1rem) 0;
}

.features-subtitle-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.features-cards {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.feature-card-index {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.25rem);
  transition: all var(--transition-base);
  border: 1px solid rgba(var(--color-primary), 0.08);
}

.feature-card-index:hover {
  transform: translateY(-6px);
  border-color: var(--color-primary);
}

.feature-icon-index {
  font-size: 2rem;
  color: var(--color-primary);
}

.feature-title-index {
  font-size: clamp(1.125rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
}

.feature-text-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.testimonials-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.testimonials-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.testimonials-header {
  text-align: center;
}

.testimonials-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0 0 clamp(0.5rem, 2vw, 1rem) 0;
}

.testimonials-subtitle-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.testimonials-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.testimonial-card-index {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.25rem);
  border-left: 4px solid var(--color-primary);
}

.testimonial-quote-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin: 0;
  font-style: italic;
}

.testimonial-author-index {
  font-size: clamp(0.75rem, 0.875vw + 0.25rem, 0.875rem);
  color: var(--color-text-secondary);
  font-weight: 600;
  margin: 0;
}

.benefits-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.benefits-content {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.benefits-text {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
}

.benefits-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0;
}

.benefits-description-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: 0;
}

.benefits-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1rem);
}

.benefit-item-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-primary);
  padding-left: 1.75rem;
  position: relative;
  line-height: 1.6;
}

.benefit-item-index::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 800;
  font-size: 1.25rem;
}

.benefits-image {
  flex: 1 1 45%;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 300px;
}

.benefits-image img {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

.featured-posts-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featured-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.featured-header {
  text-align: center;
}

.featured-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0 0 clamp(0.5rem, 2vw, 1rem) 0;
}

.featured-subtitle-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.featured-cards {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.featured-card-index {
  flex: 1 1 320px;
  max-width: 420px;
  background: var(--color-bg-primary);
  border-radius: var(--radius-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
  border: 1px solid rgba(var(--color-primary), 0.08);
}

.featured-card-index:hover {
  transform: translateY(-6px);
  border-color: var(--color-primary);
}

.featured-image-index {
  width: 100%;
  aspect-ratio: 16 / 9;
  overflow: hidden;
}

.featured-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-base);
}

.featured-card-index:hover .featured-image-index img {
  transform: scale(1.05);
}

.featured-card-body {
  padding: clamp(1.25rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1rem);
}

.featured-card-title-index {
  font-size: clamp(1.125rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.4;
}

.featured-card-text-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.featured-link-index {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  transition: all var(--transition-base);
  display: inline-block;
}

.featured-link-index:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

.featured-footer {
  text-align: center;
  padding-top: clamp(1rem, 2vw, 1.5rem);
}

.faq-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.faq-header {
  text-align: center;
}

.faq-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0 0 clamp(0.5rem, 2vw, 1rem) 0;
}

.faq-subtitle-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.faq-items {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.faq-item-index {
  background: var(--color-bg-secondary);
  padding: clamp(1.25rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1rem);
}

.faq-question-index {
  font-size: clamp(1rem, 1.5vw + 0.25rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
}

.faq-answer-index {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.8;
}

.cta-section-index {
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 2rem);
}

.cta-box {
  text-align: center;
  padding: clamp(2rem, 5vw, 3.5rem);
  border-radius: var(--radius-lg);
  background: #000;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
  max-width: 600px;
  margin: 0 auto;
  width: 100%;
}

.cta-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin: 0;
}

.cta-text-index {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.8;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: #000;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  box-shadow: 0 -4px 12px rgba(0, 0, 0, 0.1);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text {
  color: #ffffff;
  margin: 0;
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  flex: 1 1 auto;
  min-width: 200px;
}

.cookie-banner-buttons {
  display: flex;
  gap: clamp(0.5rem, 1vw, 1rem);
  flex-wrap: wrap;
}

.cookie-btn-accept,
.cookie-btn-decline {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  font-weight: 600;
  font-size: clamp(0.75rem, 0.875vw + 0.25rem, 0.875rem);
  transition: all var(--transition-base);
  white-space: nowrap;
}

.cookie-btn-accept {
  background: var(--color-primary);
  color: #ffffff;
}

.cookie-btn-accept:hover {
  background: var(--color-primary-hover);
}

.cookie-btn-decline {
  background: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.cookie-btn-decline:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: #ffffff;
}

@media (max-width: 767px) {
  .hero-content {
    flex-direction: column;
    gap: clamp(1.5rem, 4vw, 2rem);
  }

  .hero-text {
    flex: 1 1 100%;
  }

  .hero-image {
    flex: 1 1 100%;
    min-height: 250px;
  }

  .hero-image img {
    max-height: 350px;
  }

  .benefits-content {
    flex-direction: column;
  }

  .benefits-text {
    flex: 1 1 100%;
  }

  .benefits-image {
    flex: 1 1 100%;
    min-height: 250px;
  }

  .benefits-image img {
    max-height: 350px;
  }

  .featured-card-index {
    flex: 1 1 100%;
    max-width: none;
  }

  .faq-items {
    max-width: 100%;
  }

  .cookie-banner {
    flex-direction: column;
    gap: 1rem;
  }

  .cookie-banner-text {
    text-align: center;
  }

  .cookie-banner-buttons {
    width: 100%;
    justify-content: center;
  }

  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1 1 auto;
    min-width: 120px;
  }
}

@media (max-width: 1024px) {
  .featured-card-index {
    flex: 1 1 100%;
    max-width: 600px;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  padding: clamp(3rem, 8vw, 5rem) 0 clamp(2rem, 5vw, 3rem);
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.footer-about {
  max-width: 480px;
}

.footer-about h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
  font-weight: 700;
  letter-spacing: -0.5px;
}

.footer-about p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.65;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-navigation h3,
.footer-contact h3,
.footer-legal h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2.5vw, 1.5rem);
  color: var(--color-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
  font-weight: 700;
  letter-spacing: -0.5px;
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1.5vw, 0.75rem);
}

.footer-nav-list li,
.footer-legal-list li {
  margin: 0;
  padding: 0;
}

.footer-nav-list a,
.footer-legal-list a {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-base), transform var(--transition-base);
  display: inline-block;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav-list a:hover,
.footer-legal-list a:hover {
  color: var(--color-accent);
  transform: translateX(4px);
}

.footer-contact p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-contact p:last-child {
  margin-bottom: 0;
}

.footer-copyright {
  border-top: 1px solid var(--color-border);
  padding-top: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
}

.footer-copyright p {
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 1.2vw, 0.875rem);
  color: var(--color-text-muted);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 5vw, 4rem);
    justify-content: flex-start;
    align-items: flex-start;
  }

  .footer-about {
    flex: 1 1 280px;
    min-width: 250px;
  }

  .footer-navigation {
    flex: 0 1 auto;
    min-width: 180px;
  }

  .footer-contact {
    flex: 0 1 auto;
    min-width: 220px;
  }

  .footer-legal {
    flex: 0 1 auto;
    min-width: 200px;
  }

  .footer-copyright {
    flex: 1 1 100%;
    border-top: 1px solid var(--color-border);
    padding-top: clamp(2rem, 3vw, 2.5rem);
    margin-top: clamp(1rem, 2vw, 1.5rem);
  }
}

@media (min-width: 1024px) {
  .footer-content {
    gap: clamp(3rem, 6vw, 5rem);
  }

  .footer-about {
    flex: 1 1 320px;
  }
}
    

.category-page-life-insurance-planning {
  width: 100%;
  overflow-x: hidden;
}

.hero-section-life-insurance-planning {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.hero-header-life-insurance-planning {
  text-align: center;
}

.hero-title-life-insurance-planning {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-life-insurance-planning {
  font-size: clamp(1rem, 2.5vw + 0.5rem, 1.5rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 1vw, 1rem) 0 0 0;
  font-weight: 500;
}

.hero-text-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.hero-text-life-insurance-planning p {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-section-life-insurance-planning {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-life-insurance-planning {
  text-align: center;
}

.posts-title-life-insurance-planning {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-life-insurance-planning {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 1vw, 1rem) 0 0 0;
  line-height: 1.6;
}

.posts-grid-life-insurance-planning {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.card-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex: 1 1 clamp(280px, 40vw, 380px);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  overflow: hidden;
}

.card-life-insurance-planning:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-image-life-insurance-planning {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}

.card-title-life-insurance-planning {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.4;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-life-insurance-planning {
  font-size: clamp(0.825rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  flex-grow: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-life-insurance-planning {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  font-size: clamp(0.75rem, 0.9vw + 0.4rem, 0.95rem);
  padding: clamp(0.75rem, 1.5vw, 1rem) 0;
  border-top: 1px solid var(--color-border-light);
  border-bottom: 1px solid var(--color-border-light);
}

.card-reading-time-life-insurance-planning,
.card-level-life-insurance-planning,
.card-date-life-insurance-planning {
  color: var(--color-text-muted);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.card-reading-time-life-insurance-planning i,
.card-level-life-insurance-planning i,
.card-date-life-insurance-planning i {
  color: var(--color-accent);
  font-size: 0.9em;
}

.card-link-life-insurance-planning {
  display: inline-block;
  padding: clamp(0.6rem, 1vw, 0.85rem) clamp(1.25rem, 2vw, 1.75rem);
  background: var(--color-accent);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  font-weight: 600;
  transition: all var(--transition-fast);
  text-align: center;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-link-life-insurance-planning:hover {
  background: var(--color-accent-hover);
  transform: translateX(2px);
}

.insight-section-life-insurance-planning {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.insight-content-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.insight-box-life-insurance-planning {
  background: var(--color-bg-card);
  border-left: 4px solid var(--color-accent);
  padding: clamp(1.5rem, 2.5vw, 2.25rem);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.insight-quote-life-insurance-planning {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insight-quote-life-insurance-planning i {
  color: var(--color-accent);
  font-size: 1.8em;
  margin-bottom: 0.5rem;
}

.insight-details-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.insight-heading-life-insurance-planning {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2.5vw + 0.5rem, 1.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insight-details-life-insurance-planning p {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.checklist-section-life-insurance-planning {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.checklist-content-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.checklist-header-life-insurance-planning {
  text-align: center;
}

.checklist-title-life-insurance-planning {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.checklist-intro-life-insurance-planning {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 1vw, 1rem) 0 0 0;
  line-height: 1.6;
}

.checklist-items-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
}

.checklist-item-life-insurance-planning {
  display: flex;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  border-left: 3px solid var(--color-accent);
  transition: all var(--transition-base);
}

.checklist-item-life-insurance-planning:hover {
  box-shadow: var(--shadow-sm);
}

.checklist-icon-life-insurance-planning {
  flex-shrink: 0;
  display: flex;
  align-items: flex-start;
  padding-top: 0.25rem;
}

.checklist-icon-life-insurance-planning i {
  font-size: clamp(1.25rem, 2vw, 1.75rem);
  color: var(--color-accent);
}

.checklist-text-life-insurance-planning {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.checklist-text-life-insurance-planning h4 {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.checklist-text-life-insurance-planning p {
  font-size: clamp(0.825rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

@media (max-width: 767px) {
  .card-life-insurance-planning {
    flex: 1 1 100%;
  }

  .hero-text-life-insurance-planning {
    gap: 1rem;
  }

  .insight-box-life-insurance-planning {
    border-left-width: 3px;
  }

  .checklist-item-life-insurance-planning {
    flex-direction: column;
    gap: 0.75rem;
  }
}

@media (min-width: 768px) {
  .card-life-insurance-planning {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (min-width: 1024px) {
  .card-life-insurance-planning {
    flex: 1 1 calc(33.333% - 1.4rem);
  }
}

@media (min-width: 1440px) {
  .posts-grid-life-insurance-planning {
    gap: clamp(1.5rem, 2vw, 2.5rem);
  }
}

* {
  box-sizing: border-box;
}

html, body {
  margin: 0;
  padding: 0;
}

.main-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0 0 1rem 0;
  font-weight: 700;
}

p {
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.btn {
  display: inline-block;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-lg);
  font-size: 1rem;
  font-weight: 600;
  text-align: center;
  transition: var(--transition-base);
  cursor: pointer;
  border: none;
  text-decoration: none;
}

.btn-primary-vypocet-pojistneho-kryti {
  background: var(--color-accent);
  color: #ffffff;
}

.btn-primary-vypocet-pojistneho-kryti:hover {
  background: var(--color-accent-hover);
  opacity: 0.9;
}

.hero-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(2rem, 5vw + 1rem, 3.5rem);
  line-height: 1.2;
  margin-bottom: 1rem;
}

.hero-lead-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  margin-bottom: 1.5rem;
  line-height: 1.7;
}

.hero-meta-vypocet-pojistneho-kryti {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  align-items: center;
  color: var(--color-text-muted);
  font-size: 0.875rem;
}

.meta-item-vypocet-pojistneho-kryti {
  color: var(--color-text-muted);
}

.meta-divider-vypocet-pojistneho-kryti {
  color: var(--color-text-muted);
}

.hero-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 450px;
}

.breadcrumbs-vypocet-pojistneho-kryti {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  align-items: center;
  margin-bottom: 2rem;
  font-size: 0.875rem;
}

.breadcrumbs-vypocet-pojistneho-kryti a {
  color: var(--color-accent);
}

.breadcrumbs-vypocet-pojistneho-kryti a:hover {
  text-decoration: underline;
}

.breadcrumbs-vypocet-pojistneho-kryti span {
  color: var(--color-text-muted);
}

.intro-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: 1.5rem;
}

.intro-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
}

.intro-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 400px;
}

.formula-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.formula-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.formula-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.formula-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.formula-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: 1.5rem;
}

.formula-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
  margin-bottom: 1.5rem;
}

.formula-highlight-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: 1.5rem;
  border-left: 4px solid var(--color-accent);
  border-radius: var(--radius-lg);
  margin-bottom: 1.5rem;
}

.formula-equation-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: clamp(0.95rem, 1.5vw, 1.25rem);
  margin: 0;
  font-family: var(--font-primary);
}

.formula-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 400px;
}

.scenarios-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.scenarios-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.scenarios-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  text-align: center;
  margin-bottom: 0.5rem;
}

.scenarios-subtitle-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  text-align: center;
  margin-bottom: 2rem;
}

.scenario-card-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: 2rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(6, 182, 212, 0.2);
  transition: var(--transition-base);
}

.scenario-card-vypocet-pojistneho-kryti:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
}

.scenario-header-vypocet-pojistneho-kryti {
  margin-bottom: 1.5rem;
}

.scenario-name-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: clamp(1.1rem, 2vw, 1.5rem);
  margin-bottom: 0.5rem;
}

.scenario-description-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  margin: 0;
}

.scenario-details-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.scenario-list-vypocet-pojistneho-kryti {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.scenario-list-vypocet-pojistneho-kryti li {
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  padding-left: 1.5rem;
  position: relative;
}

.scenario-list-vypocet-pojistneho-kryti li:before {
  content: '';
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

.scenario-estimate-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: 0.95rem;
  margin: 1rem 0 0 0;
  padding-top: 1rem;
  border-top: 1px solid rgba(6, 182, 212, 0.2);
}

.detailed-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.detailed-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.detailed-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.detailed-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.detailed-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: 1.5rem;
}

.detailed-subtitle-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: clamp(1.05rem, 1.5vw, 1.4rem);
  margin: 1.5rem 0 1rem 0;
  font-weight: 600;
}

.detailed-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
  margin-bottom: 1rem;
}

.detailed-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 400px;
}

.considerations-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.considerations-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.considerations-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.considerations-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.considerations-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: 1.5rem;
}

.considerations-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
}

.consideration-item-vypocet-pojistneho-kryti {
  margin-bottom: 1.5rem;
  padding: 1.5rem;
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
}

.consideration-name-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: clamp(1.05rem, 1.5vw, 1.3rem);
  margin-bottom: 0.75rem;
}

.consideration-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  line-height: 1.7;
  margin: 0;
}

.considerations-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 400px;
}

.special-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.special-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
  flex-direction: column;
}

.special-text-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.special-image-block-vypocet-pojistneho-kryti {
  flex: 1 1 50%;
  max-width: 50%;
}

.special-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: 1.5rem;
}

.special-subtitle-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  margin-bottom: 1.5rem;
  line-height: 1.7;
}

.special-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
  margin-bottom: 1rem;
}

.special-image-vypocet-pojistneho-kryti {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  max-height: 400px;
}

.warning-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.warning-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.warning-box-vypocet-pojistneho-kryti {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-accent);
  padding: 2rem;
  border-radius: var(--radius-lg);
}

.warning-title-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: clamp(1.2rem, 2.5vw, 1.5rem);
  margin-bottom: 1rem;
}

.warning-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
  margin-bottom: 1rem;
}

.warning-text-vypocet-pojistneho-kryti:last-child {
  margin-bottom: 0;
}

.conclusion-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.conclusion-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  text-align: center;
}

.conclusion-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
}

.conclusion-cta-vypocet-pojistneho-kryti {
  display: flex;
  justify-content: center;
  margin-top: 1rem;
}

.related-section-vypocet-pojistneho-kryti {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-vypocet-pojistneho-kryti {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.related-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  text-align: center;
}

.related-cards-vypocet-pojistneho-kryti {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-vypocet-pojistneho-kryti {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-primary);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition-base);
  border: 1px solid rgba(6, 182, 212, 0.15);
  display: flex;
  flex-direction: column;
}

.related-card-vypocet-pojistneho-kryti:hover {
  transform: translateY(-5px);
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
}

.related-card-image-vypocet-pojistneho-kryti {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}

.related-card-content-vypocet-pojistneho-kryti {
  padding: 1.5rem;
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.related-card-title-vypocet-pojistneho-kryti {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.5vw, 1.3rem);
  margin: 0;
  line-height: 1.4;
}

.related-card-text-vypocet-pojistneho-kryti {
  color: var(--color-text-secondary);
  font-size: 0.9rem;
  margin: 0;
  line-height: 1.6;
  flex-grow: 1;
}

.related-card-link-vypocet-pojistneho-kryti {
  color: var(--color-accent);
  font-size: 0.9rem;
  font-weight: 600;
  display: inline-block;
  margin-top: auto;
  transition: var(--transition-base);
}

.related-card-link-vypocet-pojistneho-kryti:hover {
  color: var(--color-accent-hover);
}

@media (max-width: 768px) {
  .hero-content-vypocet-pojistneho-kryti,
  .intro-content-vypocet-pojistneho-kryti,
  .formula-content-vypocet-pojistneho-kryti,
  .detailed-content-vypocet-pojistneho-kryti,
  .considerations-content-vypocet-pojistneho-kryti,
  .special-content-vypocet-pojistneho-kryti {
    flex-direction: column;
  }

  .hero-text-block-vypocet-pojistneho-kryti,
  .hero-image-block-vypocet-pojistneho-kryti,
  .intro-text-block-vypocet-pojistneho-kryti,
  .intro-image-block-vypocet-pojistneho-kryti,
  .formula-text-block-vypocet-pojistneho-kryti,
  .formula-image-block-vypocet-pojistneho-kryti,
  .detailed-text-block-vypocet-pojistneho-kryti,
  .detailed-image-block-vypocet-pojistneho-kryti,
  .considerations-text-block-vypocet-pojistneho-kryti,
  .considerations-image-block-vypocet-pojistneho-kryti,
  .special-text-block-vypocet-pojistneho-kryti,
  .special-image-block-vypocet-pojistneho-kryti {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .related-card-vypocet-pojistneho-kryti {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 1024px) {
  .hero-title-vypocet-pojistneho-kryti,
  .intro-title-vypocet-pojistneho-kryti,
  .formula-title-vypocet-pojistneho-kryti,
  .detailed-title-vypocet-pojistneho-kryti,
  .considerations-title-vypocet-pojistneho-kryti,
  .special-title-vypocet-pojistneho-kryti {
    font-size: clamp(1.3rem, 3.5vw, 2.5rem);
  }

  .hero-lead-vypocet-pojistneho-kryti {
    font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  }
}

::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-secondary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-accent);
  border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-accent-hover);
}

.main-rizikove-vs-investicni-pojisteni {
  width: 100%;
  overflow-x: hidden;
}

.main-rizikove-vs-investicni-pojisteni h1,
.main-rizikove-vs-investicni-pojisteni h2,
.main-rizikove-vs-investicni-pojisteni h3,
.main-rizikove-vs-investicni-pojisteni h4,
.main-rizikove-vs-investicni-pojisteni h5,
.main-rizikove-vs-investicni-pojisteni h6,
.main-rizikove-vs-investicni-pojisteni p,
.main-rizikove-vs-investicni-pojisteni li,
.main-rizikove-vs-investicni-pojisteni span,
.main-rizikove-vs-investicni-pojisteni a,
.main-rizikove-vs-investicni-pojisteni blockquote {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-rizikove-vs-investicni-pojisteni {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-lg);
}

.breadcrumbs-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
}

.breadcrumbs-rizikove-vs-investicni-pojisteni a {
  color: var(--color-accent);
  text-decoration: none;
  transition: var(--transition-fast);
}

.breadcrumbs-rizikove-vs-investicni-pojisteni a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.breadcrumbs-rizikove-vs-investicni-pojisteni span {
  color: var(--color-text-secondary);
}

.hero-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 800;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-family: var(--font-heading);
}

.hero-lead-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
}

.meta-item-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
}

.meta-item-rizikove-vs-investicni-pojisteni i {
  color: var(--color-accent);
}

@media (max-width: 768px) {
  .hero-content-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .hero-text-rizikove-vs-investicni-pojisteni,
  .hero-image-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.intro-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-rizikove-vs-investicni-pojisteni img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.intro-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
  font-family: var(--font-heading);
}

.intro-paragraph-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

@media (max-width: 768px) {
  .intro-content-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .intro-text-rizikove-vs-investicni-pojisteni,
  .intro-image-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.comparison-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.comparison-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.comparison-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
}

.comparison-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
  font-family: var(--font-heading);
}

.comparison-subtitle-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
}

.comparison-cards-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.comparison-card-rizikove-vs-investicni-pojisteni {
  flex: 1 1 280px;
  max-width: 400px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: var(--transition-base);
}

.comparison-card-rizikove-vs-investicni-pojisteni:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-header-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.card-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  font-family: var(--font-heading);
}

.card-subtitle-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  font-style: italic;
}

.card-list-rizikove-vs-investicni-pojisteni {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.list-item-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding-left: 1.5rem;
  position: relative;
}

.list-item-rizikove-vs-investicni-pojisteni:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

@media (max-width: 768px) {
  .comparison-cards-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .comparison-card-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.details-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.details-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.details-text-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.details-image-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.details-image-rizikove-vs-investicni-pojisteni img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.details-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
  font-family: var(--font-heading);
}

.details-paragraph-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.details-quote-rizikove-vs-investicni-pojisteni {
  background: rgba(var(--color-primary-rgb), 0.1);
  border-left: 4px solid var(--color-accent);
  padding: clamp(1rem, 2vw, 2rem);
  margin: clamp(1.5rem, 3vw, 2.5rem) 0;
  border-radius: var(--radius-md);
  font-style: italic;
}

.quote-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.95rem, 1.1vw + 0.5rem, 1.15rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin: 0;
}

@media (max-width: 768px) {
  .details-content-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .details-text-rizikove-vs-investicni-pojisteni,
  .details-image-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.tax-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.tax-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.tax-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
}

.tax-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
  font-family: var(--font-heading);
}

.tax-subtitle-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
}

.tax-wrapper-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.tax-text-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.tax-image-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.tax-image-rizikove-vs-investicni-pojisteni img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.tax-paragraph-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.tax-highlight-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-accent);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
}

.highlight-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-primary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .tax-wrapper-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .tax-text-rizikove-vs-investicni-pojisteni,
  .tax-image-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.surrender-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.surrender-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.surrender-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
}

.surrender-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
}

.surrender-wrapper-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.surrender-text-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.surrender-image-rizikove-vs-investicni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.surrender-image-rizikove-vs-investicni-pojisteni img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.surrender-paragraph-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.surrender-list-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
}

.list-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 1rem;
}

.surrender-list-items-rizikove-vs-investicni-pojisteni {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.surrender-item-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  padding-left: 1.5rem;
  position: relative;
}

.surrender-item-rizikove-vs-investicni-pojisteni:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

@media (max-width: 768px) {
  .surrender-wrapper-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .surrender-text-rizikove-vs-investicni-pojisteni,
  .surrender-image-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.decision-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.decision-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.decision-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
}

.decision-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
}

.decision-cards-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.decision-card-rizikove-vs-investicni-pojisteni {
  flex: 1 1 280px;
  max-width: 400px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: var(--transition-base);
}

.decision-card-rizikove-vs-investicni-pojisteni:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-icon-rizikove-vs-investicni-pojisteni {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--color-accent);
}

.decision-card-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  font-family: var(--font-heading);
}

.decision-card-list-rizikove-vs-investicni-pojisteni {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.decision-list-item-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding-left: 1.5rem;
  position: relative;
  line-height: 1.6;
}

.decision-list-item-rizikove-vs-investicni-pojisteni:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

@media (max-width: 768px) {
  .decision-cards-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .decision-card-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.decision-note-rizikove-vs-investicni-pojisteni {
  text-align: center;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  border: 2px solid var(--color-accent);
}

.decision-note-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.cta-section-rizikove-vs-investicni-pojisteni {
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
}

.cta-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  font-weight: 700;
  color: #ffffff;
  font-family: var(--font-heading);
}

.cta-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.95rem, 1.1vw + 0.5rem, 1.15rem);
  color: #ffffff;
  line-height: 1.7;
  max-width: 600px;
  margin: 0 auto;
}

.cta-button-rizikove-vs-investicni-pojisteni {
  display: inline-block;
  padding: clamp(0.75rem, 1.5vw, 1.25rem) clamp(1.5rem, 3vw, 2.5rem);
  background: #ffffff;
  color: var(--color-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  transition: var(--transition-base);
  cursor: pointer;
}

.cta-button-rizikove-vs-investicni-pojisteni:hover {
  background: var(--color-bg-secondary);
  color: var(--color-accent);
  transform: translateY(-2px);
}

.disclaimer-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 2px solid var(--color-border);
}

.disclaimer-content-rizikove-vs-investicni-pojisteni {
  max-width: 800px;
  margin: 0 auto;
}

.disclaimer-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
}

.disclaimer-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.25rem, 3vw + 0.5rem, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  font-family: var(--font-heading);
}

.disclaimer-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: 0;
}

.related-section-rizikove-vs-investicni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-header-rizikove-vs-investicni-pojisteni {
  text-align: center;
}

.related-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
  font-family: var(--font-heading);
}

.related-subtitle-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
}

.related-cards-rizikove-vs-investicni-pojisteni {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-rizikove-vs-investicni-pojisteni {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-rizikove-vs-investicni-pojisteni:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.related-card-image-rizikove-vs-investicni-pojisteni {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-img-rizikove-vs-investicni-pojisteni {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: var(--transition-base);
}

.related-card-rizikove-vs-investicni-pojisteni:hover .related-img-rizikove-vs-investicni-pojisteni {
  transform: scale(1.05);
}

.related-card-body-rizikove-vs-investicni-pojisteni {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1vw, 1rem);
  flex: 1;
}

.related-card-title-rizikove-vs-investicni-pojisteni {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.4;
  font-family: var(--font-heading);
}

.related-card-text-rizikove-vs-investicni-pojisteni {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-link-rizikove-vs-investicni-pojisteni {
  display: inline-block;
  padding: 0.5rem 0;
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  transition: var(--transition-fast);
  border-bottom: 2px solid transparent;
}

.related-link-rizikove-vs-investicni-pojisteni:hover {
  color: var(--color-accent-hover);
  border-bottom-color: var(--color-accent);
}

@media (max-width: 768px) {
  .related-cards-rizikove-vs-investicni-pojisteni {
    flex-direction: column;
  }

  .related-card-rizikove-vs-investicni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 1024px) {
  .hero-content-rizikove-vs-investicni-pojisteni,
  .intro-content-rizikove-vs-investicni-pojisteni,
  .details-content-rizikove-vs-investicni-pojisteni,
  .tax-wrapper-rizikove-vs-investicni-pojisteni,
  .surrender-wrapper-rizikove-vs-investicni-pojisteni {
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }
}

*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1,
h2,
h3,
h4,
h5,
h6,
p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.hero-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.breadcrumbs-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: clamp(0.5rem, 1vw, 1rem);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.95rem);
}

.breadcrumbs-danove-zvyhodneni-pojisteni a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

.breadcrumbs-danove-zvyhodneni-pojisteni a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-danove-zvyhodneni-pojisteni span {
  color: var(--color-text-muted);
}

.hero-content-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-danove-zvyhodneni-pojisteni {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-lg);
}

.hero-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.95rem, 1.5vw + 0.25rem, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.7;
}

.hero-meta-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: clamp(0.75rem, 1.5vw, 1.5rem);
  font-size: clamp(0.8rem, 1vw + 0.25rem, 0.95rem);
  color: var(--color-text-muted);
}

.meta-item-danove-zvyhodneni-pojisteni {
  display: inline-block;
}

.meta-divider-danove-zvyhodneni-pojisteni {
  color: var(--color-border);
}

@media (max-width: 768px) {
  .hero-content-danove-zvyhodneni-pojisteni {
    flex-direction: column;
  }

  .hero-text-danove-zvyhodneni-pojisteni,
  .hero-image-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.intro-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-img-danove-zvyhodneni-pojisteni {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.intro-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

@media (max-width: 768px) {
  .intro-content-danove-zvyhodneni-pojisteni {
    flex-direction: column;
  }

  .intro-text-danove-zvyhodneni-pojisteni,
  .intro-image-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conditions-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conditions-content-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.conditions-text-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.conditions-image-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.conditions-img-danove-zvyhodneni-pojisteni {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-lg);
}

.conditions-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.conditions-paragraph-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

@media (max-width: 768px) {
  .conditions-content-danove-zvyhodneni-pojisteni {
    flex-direction: column;
  }

  .conditions-text-danove-zvyhodneni-pojisteni,
  .conditions-image-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.calculation-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.calculation-content-danove-zvyhodneni-pojisteni {
  max-width: 800px;
  margin: 0 auto;
}

.calculation-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
}

.calculation-paragraph-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.calculation-example-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
}

.calculation-example-text-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  line-height: 1.7;
}

.types-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.types-content-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.types-text-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.types-image-danove-zvyhodneni-pojisteni {
  flex: 1 1 50%;
  max-width: 50%;
}

.types-img-danove-zvyhodneni-pojisteni {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-lg);
}

.types-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.types-paragraph-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

@media (max-width: 768px) {
  .types-content-danove-zvyhodneni-pojisteni {
    flex-direction: column;
  }

  .types-text-danove-zvyhodneni-pojisteni,
  .types-image-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.risks-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.risks-content-danove-zvyhodneni-pojisteni {
  max-width: 1000px;
  margin: 0 auto;
}

.risks-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
}

.risks-paragraph-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  text-align: center;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.risks-cards-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.risk-card-danove-zvyhodneni-pojisteni {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  min-width: 250px;
  max-width: 350px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
}

.risk-card-danove-zvyhodneni-pojisteni:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.risk-card-title-danove-zvyhodneni-pojisteni {
  font-size: clamp(1.1rem, 2vw + 0.25rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.risk-card-text-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .risk-card-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.action-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.action-content-danove-zvyhodneni-pojisteni {
  max-width: 900px;
  margin: 0 auto;
}

.action-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.action-steps-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.step-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-danove-zvyhodneni-pojisteni {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-primary);
  flex-shrink: 0;
  min-width: clamp(3.5rem, 6vw, 5rem);
}

.step-content-danove-zvyhodneni-pojisteni {
  flex: 1;
}

.step-title-danove-zvyhodneni-pojisteni {
  font-size: clamp(1.1rem, 2vw + 0.25rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.step-text-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.disclaimer-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-content-danove-zvyhodneni-pojisteni {
  max-width: 800px;
  margin: 0 auto;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-warning);
}

.disclaimer-title-danove-zvyhodneni-pojisteni {
  font-size: clamp(1.25rem, 3vw + 0.25rem, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.disclaimer-text-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.related-section-danove-zvyhodneni-pojisteni {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-danove-zvyhodneni-pojisteni {
  max-width: 1200px;
  margin: 0 auto;
}

.related-title-danove-zvyhodneni-pojisteni {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.related-cards-danove-zvyhodneni-pojisteni {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-danove-zvyhodneni-pojisteni {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 2rem));
  min-width: 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  text-decoration: none;
  display: flex;
  flex-direction: column;
}

.related-card-danove-zvyhodneni-pojisteni:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.related-card-image-danove-zvyhodneni-pojisteni {
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  display: block;
}

.related-card-content-danove-zvyhodneni-pojisteni {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1vw, 1rem);
}

.related-card-title-danove-zvyhodneni-pojisteni {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
}

.related-card-danove-zvyhodneni-pojisteni:hover .related-card-title-danove-zvyhodneni-pojisteni {
  color: var(--color-primary);
}

.related-card-description-danove-zvyhodneni-pojisteni {
  font-size: clamp(0.8rem, 0.9vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

@media (max-width: 1024px) {
  .related-card-danove-zvyhodneni-pojisteni {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  }
}

@media (max-width: 768px) {
  .related-card-danove-zvyhodneni-pojisteni {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

::-webkit-scrollbar {
width: 10px;
}

::-webkit-scrollbar-track {
background: var(--color-bg-primary);
}

::-webkit-scrollbar-thumb {
background: var(--color-primary);
border-radius: 5px;
}

::-webkit-scrollbar-thumb:hover {
background: var(--color-primary-hover);
}

html {
scroll-behavior: smooth;
}

.main-odbytne-zruseni-pojistky {
width: 100%;
overflow-x: hidden;
}

.container {
max-width: 1440px;
margin: 0 auto;
padding: 0 clamp(1rem, 4vw, 2rem);
display: block;
}

h1, h2, h3, h4, h5, h6, p {
word-wrap: break-word;
overflow-wrap: break-word;
}

.hero-section-odbytne-zruseni-pojistky {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.breadcrumbs-odbytne-zruseni-pojistky {
display: flex;
align-items: center;
flex-wrap: wrap;
gap: 0.5rem;
margin-bottom: 2rem;
font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
}

.breadcrumbs-odbytne-zruseni-pojistky a {
color: var(--color-primary);
text-decoration: none;
transition: all var(--transition-base);
}

.breadcrumbs-odbytne-zruseni-pojistky a:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

.breadcrumbs-odbytne-zruseni-pojistky span {
color: var(--color-text-muted);
}

.hero-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.hero-text-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.hero-title-odbytne-zruseni-pojistky {
font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
font-weight: 800;
color: var(--color-text-primary);
margin-bottom: 1.5rem;
line-height: 1.2;
}

.hero-description-odbytne-zruseni-pojistky {
font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
color: var(--color-text-secondary);
margin-bottom: 2rem;
line-height: 1.6;
}

.hero-meta-odbytne-zruseni-pojistky {
display: flex;
flex-wrap: wrap;
gap: 1.5rem;
margin-bottom: 1rem;
}

.meta-item-odbytne-zruseni-pojistky {
display: flex;
align-items: center;
gap: 0.5rem;
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
}

.meta-item-odbytne-zruseni-pojistky i {
color: var(--color-primary);
}

.hero-image-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.hero-image-odbytne-zruseni-pojistky img {
width: 100%;
height: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-lg);
display: block;
}

@media (max-width: 768px) {
.hero-content-odbytne-zruseni-pojistky {
flex-direction: column;
}

.hero-text-odbytne-zruseni-pojistky,
.hero-image-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}

.hero-meta-odbytne-zruseni-pojistky {
gap: 1rem;
}
}

.intro-section-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.intro-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.intro-text-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.intro-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: 1.5rem;
line-height: 1.3;
}

.intro-paragraph-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
margin-bottom: 1.5rem;
line-height: 1.8;
}

.intro-paragraph-odbytne-zruseni-pojistky:last-of-type {
margin-bottom: 0;
}

.intro-image-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.intro-img-odbytne-zruseni-pojistky {
width: 100%;
height: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

@media (max-width: 768px) {
.intro-content-odbytne-zruseni-pojistky {
flex-direction: column;
}

.intro-text-odbytne-zruseni-pojistky,
.intro-image-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}
}

.core-section-odbytne-zruseni-pojistky {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.core-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.core-text-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.core-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: 1.5rem;
line-height: 1.3;
}

.core-paragraph-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
margin-bottom: 1.5rem;
line-height: 1.8;
}

.core-highlight-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(1rem, 2vw, 1.5rem);
border-left: 4px solid var(--color-primary);
border-radius: var(--radius-md);
margin-top: 1.5rem;
}

.highlight-text-odbytne-zruseni-pojistky {
color: var(--color-text-primary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: 1.6;
margin: 0;
}

.core-image-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.core-img-odbytne-zruseni-pojistky {
width: 100%;
height: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

@media (max-width: 768px) {
.core-content-odbytne-zruseni-pojistky {
flex-direction: column;
}

.core-text-odbytne-zruseni-pojistky,
.core-image-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}
}

.timeline-section-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.timeline-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.timeline-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
margin-bottom: 1rem;
}

.timeline-intro-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
text-align: center;
max-width: 600px;
margin: 0 auto 2rem;
}

.timeline-steps-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 2vw, 2rem);
justify-content: center;
}

.timeline-step-odbytne-zruseni-pojistky {
flex: 1 1 calc(50% - 1rem);
min-width: 200px;
max-width: 280px;
background: var(--color-bg-primary);
padding: clamp(1.5rem, 2vw, 2rem);
border-radius: var(--radius-lg);
box-shadow: var(--shadow-sm);
transition: all var(--transition-base);
}

.timeline-step-odbytne-zruseni-pojistky:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-md);
}

.step-year-odbytne-zruseni-pojistky {
font-size: clamp(1.25rem, 3vw, 1.75rem);
font-weight: 700;
color: var(--color-primary);
margin-bottom: 0.75rem;
}

.step-details-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: 0.75rem;
}

.step-value-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw, 1rem);
font-weight: 600;
color: var(--color-text-primary);
}

.step-text-odbytne-zruseni-pojistky {
font-size: clamp(0.8rem, 0.9vw + 0.5rem, 0.95rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

@media (max-width: 768px) {
.timeline-steps-odbytne-zruseni-pojistky {
flex-direction: column;
}

.timeline-step-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}
}

.consequences-section-odbytne-zruseni-pojistky {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.consequences-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.consequences-text-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.consequences-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: 1.5rem;
line-height: 1.3;
}

.consequences-paragraph-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
margin-bottom: 1.5rem;
line-height: 1.8;
}

.consequences-cards-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: 1.5rem;
margin-top: 2rem;
}

.consequence-card-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: 1.5rem;
align-items: flex-start;
padding: 1.5rem;
background: var(--color-bg-secondary);
border-radius: var(--radius-md);
transition: all var(--transition-base);
}

.consequence-card-odbytne-zruseni-pojistky:hover {
transform: translateX(4px);
box-shadow: var(--shadow-sm);
}

.card-icon-odbytne-zruseni-pojistky {
font-size: 1.75rem;
color: var(--color-primary);
flex-shrink: 0;
}

.card-title-odbytne-zruseni-pojistky {
font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
font-weight: 600;
color: var(--color-text-primary);
margin-bottom: 0.5rem;
}

.card-text-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
margin: 0;
}

.consequences-image-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.consequences-img-odbytne-zruseni-pojistky {
width: 100%;
height: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

@media (max-width: 768px) {
.consequences-content-odbytne-zruseni-pojistky {
flex-direction: column;
}

.consequences-text-odbytne-zruseni-pojistky,
.consequences-image-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}

.consequence-card-odbytne-zruseni-pojistky {
flex-direction: column;
gap: 1rem;
}
}

.decisions-section-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.decisions-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.decisions-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
margin-bottom: 1rem;
}

.decisions-intro-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
text-align: center;
max-width: 600px;
margin: 0 auto 1.5rem;
}

.decisions-split-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
margin-bottom: 2rem;
}

.decisions-left-odbytne-zruseni-pojistky,
.decisions-right-odbytne-zruseni-pojistky {
flex: 1 1 50%;
}

.decisions-subheading-odbytne-zruseni-pojistky {
font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
font-weight: 600;
color: var(--color-text-primary);
margin-bottom: 1rem;
}

.decisions-list-odbytne-zruseni-pojistky {
list-style: none;
padding: 0;
margin: 0;
display: flex;
flex-direction: column;
gap: 1rem;
}

.list-item-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
padding-left: 1.5rem;
position: relative;
line-height: 1.6;
}

.list-item-odbytne-zruseni-pojistky::before {
content: "";
position: absolute;
left: 0;
color: var(--color-primary);
font-weight: 700;
}

.decisions-quote-odbytne-zruseni-pojistky {
margin-top: 2rem;
padding: clamp(1.5rem, 2vw, 2.5rem);
background: var(--color-bg-primary);
border-left: 4px solid var(--color-primary);
border-radius: var(--radius-md);
}

.featured-quote-odbytne-zruseni-pojistky {
margin: 0;
padding: 0;
border: none;
background: transparent;
}

.quote-text-odbytne-zruseni-pojistky {
font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
font-style: italic;
color: var(--color-text-primary);
line-height: 1.8;
margin: 0 0 1rem 0;
}

.quote-author-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
display: block;
font-style: normal;
}

@media (max-width: 768px) {
.decisions-split-odbytne-zruseni-pojistky {
flex-direction: column;
}

.decisions-left-odbytne-zruseni-pojistky,
.decisions-right-odbytne-zruseni-pojistky {
flex: 1 1 100%;
}
}

.steps-section-odbytne-zruseni-pojistky {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.steps-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.steps-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
margin-bottom: 1rem;
}

.steps-intro-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
text-align: center;
max-width: 600px;
margin: 0 auto 1.5rem;
}

.steps-list-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 2vw, 2.5rem);
}

.step-box-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: 2rem;
align-items: flex-start;
padding: clamp(1.5rem, 2vw, 2.5rem);
background: var(--color-bg-secondary);
border-radius: var(--radius-lg);
transition: all var(--transition-base);
}

.step-box-odbytne-zruseni-pojistky:hover {
transform: translateX(4px);
box-shadow: var(--shadow-sm);
}

.step-number-odbytne-zruseni-pojistky {
font-size: clamp(2rem, 4vw, 3rem);
font-weight: 800;
color: var(--color-primary);
flex-shrink: 0;
line-height: 1;
}

.step-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: 0.75rem;
flex: 1;
}

.step-title-odbytne-zruseni-pojistky {
font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
font-weight: 600;
color: var(--color-text-primary);
margin: 0;
}

.step-text-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
line-height: 1.7;
margin: 0;
}

@media (max-width: 768px) {
.step-box-odbytne-zruseni-pojistky {
flex-direction: column;
gap: 1rem;
}

.step-number-odbytne-zruseni-pojistky {
font-size: 2rem;
}
}

.important-section-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.important-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.important-text-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.important-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: 1.5rem;
line-height: 1.3;
}

.important-paragraph-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
margin-bottom: 1.5rem;
line-height: 1.8;
}

.important-facts-box-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: 1rem;
padding: clamp(1.5rem, 2vw, 2rem);
background: var(--color-bg-primary);
border-radius: var(--radius-lg);
border-left: 4px solid var(--color-primary);
}

.fact-item-odbytne-zruseni-pojistky {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-primary);
line-height: 1.7;
margin: 0;
}

.important-image-odbytne-zruseni-pojistky {
flex: 1 1 50%;
max-width: 50%;
}

.important-img-odbytne-zruseni-pojistky {
width: 100%;
height: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-lg);
display: block;
}

@media (max-width: 768px) {
.important-content-odbytne-zruseni-pojistky {
flex-direction: column;
}

.important-text-odbytne-zruseni-pojistky,
.important-image-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}
}

.disclaimer-section-odbytne-zruseni-pojistky {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.disclaimer-content-odbytne-zruseni-pojistky {
display: flex;
justify-content: center;
}

.disclaimer-box-odbytne-zruseni-pojistky {
max-width: 800px;
width: 100%;
padding: clamp(1.5rem, 3vw, 2.5rem);
background: var(--color-bg-secondary);
border-left: 4px solid var(--color-warning);
border-radius: var(--radius-lg);
}

.disclaimer-title-odbytne-zruseni-pojistky {
font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
font-weight: 600;
color: var(--color-text-primary);
margin-bottom: 1rem;
}

.disclaimer-text-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.8;
margin: 0;
}

.related-section-odbytne-zruseni-pojistky {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.related-content-odbytne-zruseni-pojistky {
display: flex;
flex-direction: column;
gap: clamp(2rem, 3vw, 3rem);
}

.related-title-odbytne-zruseni-pojistky {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
margin-bottom: 0;
}

.related-cards-odbytne-zruseni-pojistky {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 2vw, 2.5rem);
justify-content: center;
}

.related-card-odbytne-zruseni-pojistky {
flex: 1 1 calc(33.333% - 1.5rem);
min-width: 250px;
max-width: 380px;
background: var(--color-bg-primary);
border-radius: var(--radius-lg);
overflow: hidden;
box-shadow: var(--shadow-sm);
transition: all var(--transition-base);
display: flex;
flex-direction: column;
}

.related-card-odbytne-zruseni-pojistky:hover {
transform: translateY(-6px);
box-shadow: var(--shadow-lg);
}

.related-image-wrapper-odbytne-zruseni-pojistky {
width: 100%;
height: 220px;
overflow: hidden;
}

.related-image-wrapper-odbytne-zruseni-pojistky img {
width: 100%;
height: 100%;
object-fit: cover;
transition: transform var(--transition-base);
}

.related-card-odbytne-zruseni-pojistky:hover .related-image-wrapper-odbytne-zruseni-pojistky img {
transform: scale(1.05);
}

.related-card-body-odbytne-zruseni-pojistky {
padding: clamp(1.5rem, 2vw, 2rem);
display: flex;
flex-direction: column;
gap: 1rem;
flex: 1;
}

.related-card-title-odbytne-zruseni-pojistky {
font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
font-weight: 600;
color: var(--color-text-primary);
line-height: 1.4;
margin: 0;
}

.related-card-description-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
margin: 0;
flex: 1;
}

.related-link-odbytne-zruseni-pojistky {
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
color: var(--color-primary);
text-decoration: none;
font-weight: 500;
transition: all var(--transition-base);
align-self: flex-start;
}

.related-link-odbytne-zruseni-pojistky:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

@media (max-width: 1024px) {
.related-card-odbytne-zruseni-pojistky {
flex: 1 1 calc(50% - 1rem);
max-width: 100%;
}
}

@media (max-width: 768px) {
.related-card-odbytne-zruseni-pojistky {
flex: 1 1 100%;
max-width: 100%;
}
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insurance-guide-about {
  width: 100%;
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-insurance-about {
  background: linear-gradient(135deg, var(--color-bg-secondary) 0%, var(--color-bg-tertiary) 100%);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  text-align: center;
}

.hero-title-about {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.hero-subtitle-about {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  line-height: 1.6;
}

.hero-image-about {
  width: 100%;
  max-width: 600px;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
}

.journey-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.journey-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.journey-header-about {
  text-align: center;
}

.section-label-about {
  display: inline-block;
  padding: clamp(0.3rem, 1vw, 0.5rem) clamp(0.8rem, 2vw, 1.2rem);
  background: rgba(37, 99, 235, 0.1);
  color: var(--color-primary);
  border-radius: 20px;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

.section-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: var(--space-md);
}

.section-subtitle-about {
  font-size: clamp(0.9rem, 1.5vw + 0.3rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  line-height: 1.7;
  margin: 0 auto;
}

.journey-text-about {
  font-size: clamp(0.875rem, 1.2vw + 0.4rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  max-width: 900px;
}

.journey-text-about p {
  margin-bottom: var(--space-md);
  color: var(--color-text-secondary);
}

.journey-text-about p:last-child {
  margin-bottom: 0;
}

.expertise-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.expertise-cards-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.expertise-card-about {
  flex: 1 1 clamp(280px, 30vw, 360px);
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  border: 1px solid var(--border-color-light);
}

.expertise-card-about:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-icon-about {
  font-size: clamp(2rem, 4vw, 2.5rem);
  color: var(--color-primary);
  margin-bottom: var(--space-md);
}

.card-title-about {
  font-size: clamp(1rem, 1.5vw + 0.3rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--space-sm);
  line-height: 1.4;
}

.card-text-about {
  font-size: clamp(0.875rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.approach-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.approach-split-about {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  flex-wrap: wrap;
}

.approach-text-about {
  flex: 1 1 clamp(100%, 45%, 500px);
}

.approach-visual-about {
  flex: 1 1 clamp(100%, 45%, 500px);
  width: 100%;
  height: auto;
  max-height: 450px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
}

.approach-text-about p {
  font-size: clamp(0.875rem, 1.2vw + 0.4rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-md);
}

.approach-text-about p:last-child {
  margin-bottom: 0;
}

.commitment-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-cards-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.value-card-about {
  flex: 1 1 clamp(280px, 30vw, 340px);
  background: var(--color-bg-primary);
  padding: clamp(2rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}

.value-card-about:hover {
  box-shadow: var(--shadow-md);
}

.value-icon-about {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  color: var(--color-primary);
  margin-bottom: var(--space-sm);
}

.value-title-about {
  font-size: clamp(1rem, 1.5vw + 0.3rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

.value-text-about {
  font-size: clamp(0.875rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.trust-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.trust-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.trust-split-about {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  flex-wrap: wrap;
}

.trust-visual-about {
  flex: 1 1 clamp(100%, 45%, 500px);
  width: 100%;
  height: auto;
  max-height: 450px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
  order: -1;
}

.trust-text-about {
  flex: 1 1 clamp(100%, 45%, 500px);
}

.trust-text-about p {
  font-size: clamp(0.875rem, 1.2vw + 0.4rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--space-md);
}

.trust-text-about p:last-child {
  margin-bottom: 0;
}

.trust-list-about {
  list-style: none;
  margin: var(--space-lg) 0;
}

.trust-list-item-about {
  display: flex;
  gap: var(--space-sm);
  margin-bottom: var(--space-md);
  font-size: clamp(0.875rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  align-items: flex-start;
}

.trust-list-item-about i {
  color: var(--color-success);
  flex-shrink: 0;
  margin-top: 2px;
}

.disclaimer-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--border-color);
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-header-about {
  display: flex;
  gap: var(--space-sm);
  align-items: flex-start;
}

.disclaimer-icon-about {
  color: var(--color-primary);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  flex-shrink: 0;
  margin-top: 2px;
}

.disclaimer-title-about {
  font-size: clamp(1.1rem, 2vw + 0.3rem, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.disclaimer-text-about {
  font-size: clamp(0.85rem, 1vw + 0.3rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.disclaimer-text-about p {
  margin-bottom: var(--space-sm);
  color: var(--color-text-secondary);
}

.disclaimer-text-about p:last-child {
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .approach-split-about,
  .trust-split-about {
    flex-direction: column;
  }

  .approach-visual-about,
  .trust-visual-about {
    flex: 1 1 100%;
    max-height: 350px;
  }

  .approach-text-about,
  .trust-text-about {
    flex: 1 1 100%;
  }

  .trust-visual-about {
    order: 0;
  }

  .hero-insurance-content-about {
    padding: 0;
  }

  .section-label-about {
    font-size: 0.75rem;
  }
}

@media (min-width: 769px) and (max-width: 1024px) {
  .expertise-card-about {
    flex: 1 1 clamp(250px, 45vw, 360px);
  }

  .value-card-about {
    flex: 1 1 clamp(250px, 45vw, 340px);
  }
}

@media (min-width: 1025px) {
  .expertise-cards-about {
    gap: 2rem;
  }

  .commitment-cards-about {
    gap: 2rem;
  }
}

.faq-page {
  width: 100%;
  overflow: hidden;
}

.faq-hero {
  background-color: var(--color-bg-primary);
  padding: 2.5rem 1rem;
  overflow: hidden;
}

.faq-hero__container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-hero__title {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  margin: 0 0 1rem 0;
  letter-spacing: -0.5px;
}

.faq-hero__subtitle {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.15rem);
  line-height: 1.6;
  margin: 0;
  font-weight: 400;
}

.faq-content {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1rem;
  overflow: hidden;
}

.faq-content__container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition-base), border-color var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}

.faq-item__header {
  width: 100%;
  padding: 1.5rem;
  background-color: transparent;
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  transition: background-color var(--transition-base);
}

.faq-item__header:hover {
  background-color: var(--color-bg-card-hover);
}

.faq-item__question {
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  font-weight: 600;
  line-height: 1.4;
  text-align: left;
  flex: 1;
}

.faq-item__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  background-color: var(--color-primary);
  border-radius: 50%;
  flex-shrink: 0;
  position: relative;
  transition: transform var(--transition-base);
}

.faq-item__icon::before,
.faq-item__icon::after {
  content: '';
  position: absolute;
  background-color: white;
}

.faq-item__icon::before {
  width: 10px;
  height: 2px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.faq-item__icon::after {
  width: 2px;
  height: 10px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.faq-item.active .faq-item__icon {
  transform: rotate(45deg);
}

.faq-item__content {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-base);
  background-color: var(--color-bg-secondary);
}

.faq-item.active .faq-item__content {
  max-height: 500px;
}

.faq-item__content p {
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  line-height: 1.7;
  margin: 0;
  padding: 0 1.5rem 1.5rem 1.5rem;
}

.faq-cta {
  background-color: var(--color-primary);
  padding: 3rem 1rem;
  overflow: hidden;
}

.faq-cta__container {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.faq-cta__title {
  color: white;
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  line-height: 1.2;
  margin: 0 0 1rem 0;
  letter-spacing: -0.5px;
}

.faq-cta__text {
  color: #000;
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  line-height: 1.6;
  margin: 0 0 2rem 0;
  font-weight: 400;
}

.faq-cta__button {
  display: inline-block;
  background-color: var(--color-accent);
  color: white;
  font-family: var(--font-primary);
  font-size: 0.95rem;
  font-weight: 600;
  padding: 0.875rem 2rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: background-color var(--transition-base), transform var(--transition-base);
  border: none;
  cursor: pointer;
}

.faq-cta__button:hover {
  background-color: var(--color-accent-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .faq-hero {
    padding: 4rem 2rem;
  }

  .faq-content {
    padding: 4rem 2rem;
  }

  .faq-accordion {
    gap: 1.25rem;
  }

  .faq-item__header {
    padding: 1.75rem;
  }

  .faq-item__content p {
    padding: 0 1.75rem 1.75rem 1.75rem;
  }

  .faq-cta {
    padding: 4rem 2rem;
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: 5rem 2rem;
  }

  .faq-content {
    padding: 5rem 2rem;
  }

  .faq-accordion {
    gap: 1.5rem;
  }

  .faq-item__header {
    padding: 2rem;
  }

  .faq-item__content p {
    padding: 0 2rem 2rem 2rem;
    font-size: 1.05rem;
  }

  .faq-cta {
    padding: 6rem 2rem;
  }

  .faq-cta__title {
    font-size: 2.5rem;
  }
}

.services-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.services-hero {
  position: relative;
  overflow: hidden;
  padding: var(--space-2xl) 0;
  background-color: var(--color-bg-secondary);
}

.services-hero-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
  text-align: center;
  position: relative;
  z-index: 2;
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-sm) 0;
  font-weight: 700;
  line-height: 1.2;
}

.services-hero-subtitle {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-xl) 0;
  font-weight: 400;
}

.services-hero-image {
  display: block;
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  margin-top: var(--space-lg);
}

@media (min-width: 768px) {
  .services-hero {
    padding: var(--space-3xl) 0;
  }

  .services-hero-image {
    max-height: 350px;
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: var(--space-4xl) 0;
  }

  .services-hero-image {
    max-height: 400px;
  }
}

.services-content {
  padding: var(--space-3xl) 0;
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  margin: 0;
}

@media (min-width: 768px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-2xl);
  }
}

.service-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color-light);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  transition: all var(--transition-base) ease;
  display: flex;
  flex-direction: column;
  height: 100%;
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
  transform: translateY(-4px);
  background-color: var(--color-bg-card-hover);
}

.service-card-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-bg-tertiary);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-md);
  color: var(--color-primary);
  flex-shrink: 0;
}

.service-card-icon svg {
  width: 28px;
  height: 28px;
  stroke-width: 2;
}

.service-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-sm) 0;
  font-weight: 600;
  line-height: 1.3;
}

.service-card-text {
  font-size: 0.95rem;
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-md) 0;
  line-height: 1.6;
  flex-grow: 1;
}

.service-card-features {
  list-style: none;
  margin: var(--space-md) 0 0 0;
  padding: 0;
  border-top: 1px solid var(--border-color-light);
  padding-top: var(--space-md);
}

.service-card-features li {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  margin: var(--space-xs) 0;
  padding-left: var(--space-lg);
  position: relative;
  line-height: 1.5;
}

.service-card-features li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-success);
  font-weight: bold;
  font-size: 1rem;
}

@media (min-width: 768px) {
  .services-content {
    padding: var(--space-4xl) 0;
  }

  .service-card {
    padding: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .services-content {
    padding: var(--space-4xl) 0;
  }

  .service-card {
    padding: var(--space-2xl);
  }
}

.services-cta {
  padding: var(--space-3xl) 0;
  background-color: var(--color-bg-secondary);
  overflow: hidden;
}

.services-cta-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
  align-items: center;
}

@media (min-width: 768px) {
  .services-cta-container {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
  }
}

.services-cta-content {
  text-align: left;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  font-weight: 700;
  line-height: 1.3;
}

.services-cta-text {
  font-size: clamp(0.95rem, 1vw + 0.25rem, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-lg) 0;
  line-height: 1.7;
}

.services-cta-button {
  display: inline-block;
  padding: var(--space-sm) var(--space-xl);
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: 1rem;
  transition: all var(--transition-base) ease;
  border: 2px solid var(--color-primary);
  cursor: pointer;
  text-align: center;
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.services-cta-image {
  display: block;
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

@media (min-width: 768px) {
  .services-cta {
    padding: var(--space-4xl) 0;
  }

  .services-cta-image {
    max-height: 350px;
  }
}

@media (min-width: 1024px) {
  .services-cta {
    padding: var(--space-4xl) 0;
  }

  .services-cta-image {
    max-height: 400px;
  }
}

@media (max-width: 767px) {
  .services-cta-image {
    order: -1;
  }
}

.insurance-legal {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.insurance-legal main {
  width: 100%;
  padding: 0;
  margin: 0;
}

.insurance-legal .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
  width: 100%;
}

.insurance-legal .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-3xl) var(--space-md);
}

.insurance-legal h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: 1.3;
}

.insurance-legal .last-updated {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  margin-bottom: var(--space-2xl);
  font-style: italic;
}

.insurance-legal h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
  line-height: 1.4;
}

.insurance-legal p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
}

.insurance-legal ul {
  list-style-position: inside;
  margin-bottom: var(--space-md);
}

.insurance-legal li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.insurance-legal .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl);
  border-radius: var(--radius-md);
  margin-top: var(--space-3xl);
}

.insurance-legal .contact-section h2 {
  color: var(--color-primary);
  margin-bottom: var(--space-lg);
}

.insurance-legal .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
}

.insurance-legal .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .insurance-legal .content {
    padding: var(--space-4xl) var(--space-lg);
  }

  .insurance-legal .contact-section {
    padding: var(--space-2xl) var(--space-2xl);
  }
}

@media (min-width: 1024px) {
  .insurance-legal .content {
    padding: var(--space-4xl) var(--space-2xl);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html,
body {
  width: 100%;
  height: 100%;
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.thank-you-page {
  width: 100%;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-bg-primary);
}

.thank-section {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  gap: var(--space-lg);
  animation: slideUp 0.6s ease-out;
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.8);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.success-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 140px;
  height: 140px;
  margin: 0 auto var(--space-md);
  animation: scaleIn 0.8s ease-out 0.2s backwards;
}

.success-icon svg {
  width: 100%;
  height: 100%;
  display: block;
}

h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  color: var(--color-primary);
  letter-spacing: -0.5px;
  margin: var(--space-md) 0 var(--space-sm);
  animation: slideUp 0.6s ease-out 0.1s backwards;
}

.lead-text {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: var(--space-md) 0 var(--space-lg);
  animation: slideUp 0.6s ease-out 0.2s backwards;
}

.description-text {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: var(--space-md) 0;
  animation: slideUp 0.6s ease-out 0.3s backwards;
}

.next-steps-text {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: var(--space-md) 0;
  animation: slideUp 0.6s ease-out 0.4s backwards;
}

.btn {
  display: inline-block;
  text-decoration: none;
  font-weight: 600;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  text-align: center;
  cursor: pointer;
  border: none;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
}

.btn-primary {
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  padding: var(--space-sm) var(--space-lg);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-large {
  padding: var(--space-md) var(--space-2xl);
  font-size: clamp(1rem, 1.1vw, 1.2rem);
  margin-top: var(--space-lg);
  animation: slideUp 0.6s ease-out 0.5s backwards;
}

@media (min-width: 640px) {
  .thank-section {
    padding: var(--space-2xl) var(--space-lg);
  }

  .thank-wrapper {
    gap: var(--space-xl);
  }

  .success-icon {
    width: 160px;
    height: 160px;
    margin-bottom: var(--space-lg);
  }

  .lead-text {
    margin: var(--space-lg) 0 var(--space-xl);
  }

  .description-text,
  .next-steps-text {
    margin: var(--space-lg) 0;
  }
}

@media (min-width: 768px) {
  .thank-section {
    padding: var(--space-3xl) var(--space-lg);
  }

  .thank-wrapper {
    gap: var(--space-2xl);
  }

  .success-icon {
    width: 180px;
    height: 180px;
    margin-bottom: var(--space-2xl);
  }

  h1 {
    margin: var(--space-lg) 0 var(--space-md);
  }

  .lead-text {
    margin: var(--space-lg) 0 var(--space-2xl);
  }

  .description-text,
  .next-steps-text {
    margin: var(--space-lg) 0;
  }
}

@media (min-width: 1024px) {
  .thank-section {
    padding: var(--space-4xl) var(--space-2xl);
    min-height: 100vh;
  }

  .thank-wrapper {
    gap: var(--space-2xl);
  }

  .success-icon {
    width: 200px;
    height: 200px;
  }

  .lead-text {
    margin: var(--space-2xl) 0 var(--space-xl);
  }

  .description-text,
  .next-steps-text {
    margin: var(--space-lg) 0;
  }

  .btn-large {
    padding: var(--space-md) var(--space-3xl);
  }
}

@media (prefers-reduced-motion: reduce) {
  .thank-wrapper,
  .success-icon,
  h1,
  .lead-text,
  .description-text,
  .next-steps-text,
  .btn-large {
    animation: none;
  }

  .btn-primary:hover {
    transform: none;
  }
}

.error-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  background-color: var(--color-bg-primary);
  padding: var(--space-md) var(--space-md);
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.error-wrapper {
  text-align: center;
  padding: var(--space-lg) 0;
}

.error-visual {
  margin-bottom: var(--space-2xl);
  animation: float-animation 3s ease-in-out infinite;
}

.error-code-wrapper {
  position: relative;
  display: inline-block;
  margin-bottom: var(--space-xl);
}

.error-code {
  font-size: clamp(4rem, 15vw, 8rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-primary);
  letter-spacing: -0.02em;
  line-height: 1;
  margin: 0;
  text-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.error-decoration {
  position: absolute;
  bottom: -20px;
  left: 50%;
  transform: translateX(-50%);
  width: 150px;
  height: 4px;
  background: linear-gradient(90deg, transparent, var(--color-primary), transparent);
  border-radius: var(--radius-xl);
}

.error-message {
  margin-bottom: var(--space-2xl);
}

.error-title {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
  line-height: 1.2;
}

.error-subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--space-lg) 0;
  line-height: 1.6;
  font-weight: 500;
}

.error-context {
  background-color: var(--color-bg-card);
  padding: var(--space-md) var(--space-lg);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-lg);
  border-left: 4px solid var(--color-primary);
}

.error-description {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.7;
}

.error-description strong {
  color: var(--color-primary);
  font-weight: 600;
}

.error-suggestions {
  background-color: var(--color-bg-secondary);
  padding: var(--space-lg);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-2xl);
}

.suggestions-label {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0 0 var(--space-md) 0;
}

.suggestions-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.suggestions-list li {
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding: var(--space-sm) 0;
  padding-left: var(--space-lg);
  position: relative;
  line-height: 1.6;
}

.suggestions-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

.error-action {
  display: flex;
  justify-content: center;
  gap: var(--space-md);
}

.btn {
  display: inline-block;
  padding: var(--space-sm) var(--space-lg);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  font-family: var(--font-primary);
  text-decoration: none;
  border-radius: var(--radius-lg);
  font-weight: 600;
  transition: all var(--transition-base);
  border: none;
  cursor: pointer;
  text-align: center;
  line-height: 1.5;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: var(--shadow-sm);
}

@keyframes float-animation {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-20px);
  }
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--space-xl) var(--space-lg);
  }

  .error-wrapper {
    padding: var(--space-2xl) 0;
  }

  .error-code-wrapper {
    margin-bottom: var(--space-2xl);
  }

  .error-message {
    margin-bottom: var(--space-2xl);
  }

  .error-context {
    padding: var(--space-lg) var(--space-2xl);
  }

  .error-suggestions {
    padding: var(--space-2xl);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--space-2xl) var(--space-2xl);
  }

  .error-wrapper {
    padding: var(--space-3xl) 0;
  }

  .error-code-wrapper {
    margin-bottom: var(--space-2xl);
  }

  .error-title {
    margin-bottom: var(--space-lg);
  }

  .error-subtitle {
    margin-bottom: var(--space-2xl);
    font-size: 1.25rem;
  }

  .btn {
    padding: var(--space-md) var(--space-2xl);
    font-size: 1.1rem;
  }
}

@media (max-width: 767px) {
  .error-decoration {
    width: 100px;
  }
}

.contact-get-in-touch {
  width: 100%;
  background-color: var(--color-bg-primary);
}

.contact-get-in-touch-hero {
  width: 100%;
  background-color: var(--color-bg-secondary);
  padding: var(--space-3xl) 0;
  overflow: hidden;
}

.contact-get-in-touch-hero-content {
  width: 100%;
}

.contact-get-in-touch-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  margin-bottom: var(--space-md);
  line-height: 1.2;
}

.contact-get-in-touch-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
  max-width: 600px;
}

.contact-get-in-touch-main {
  width: 100%;
  background-color: var(--color-bg-primary);
  padding: var(--space-3xl) 0;
  overflow: hidden;
}

.contact-get-in-touch-content {
  width: 100%;
}

.contact-get-in-touch-grid {
  display: flex;
  flex-direction: column;
  gap: var(--space-3xl);
  width: 100%;
}

.contact-get-in-touch-form-wrapper {
  width: 100%;
}

.contact-get-in-touch-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-xl) 0;
}

.contact-get-in-touch-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.contact-get-in-touch-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  width: 100%;
}

.contact-get-in-touch-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
}

.contact-get-in-touch-input,
.contact-get-in-touch-textarea {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 0.95vw + 0.5rem, 1rem);
  padding: 0.875rem 1rem;
  background-color: var(--color-bg-card);
  border: var(--border-width) solid var(--border-color-light);
  border-radius: var(--radius-md);
  color: var(--color-text-primary);
  width: 100%;
  box-sizing: border-box;
  transition: border-color var(--transition-base), background-color var(--transition-base);
}

.contact-get-in-touch-input:focus,
.contact-get-in-touch-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-card-hover);
}

.contact-get-in-touch-textarea {
  resize: vertical;
  min-height: 140px;
}

.contact-get-in-touch-form-consent {
  display: flex;
  flex-direction: row;
  gap: var(--space-sm);
  align-items: flex-start;
  margin-top: var(--space-md);
}

.contact-get-in-touch-checkbox {
  width: 20px;
  height: 20px;
  min-width: 20px;
  min-height: 20px;
  margin-top: 2px;
  cursor: pointer;
  accent-color: var(--color-primary);
}

.contact-get-in-touch-consent-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  cursor: pointer;
}

.contact-get-in-touch-consent-link {
  color: var(--color-primary);
  text-decoration: none;
  border-bottom: 1px solid var(--color-primary);
  transition: color var(--transition-base), border-color var(--transition-base);
}

.contact-get-in-touch-consent-link:hover {
  color: var(--color-primary-hover);
  border-bottom-color: var(--color-primary-hover);
}

.contact-get-in-touch-submit {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 0.95vw + 0.5rem, 1rem);
  font-weight: 600;
  padding: 1rem 2rem;
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  width: 100%;
  transition: background-color var(--transition-base), transform var(--transition-base);
  margin-top: var(--space-md);
}

.contact-get-in-touch-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.contact-get-in-touch-submit:active {
  transform: translateY(0);
}

.contact-get-in-touch-info-wrapper {
  width: 100%;
}

.contact-get-in-touch-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-xl) 0;
}

.contact-get-in-touch-info-block {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  margin-bottom: var(--space-2xl);
}

.contact-get-in-touch-info-item {
  display: flex;
  flex-direction: row;
  gap: var(--space-lg);
  align-items: flex-start;
}

.contact-get-in-touch-info-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  min-height: 48px;
  border-radius: var(--radius-md);
  background-color: var(--color-bg-card);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-primary);
}

.contact-get-in-touch-info-content {
  flex: 1;
}

.contact-get-in-touch-info-label {
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-xs) 0;
}

.contact-get-in-touch-info-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 0.95vw + 0.5rem, 1rem);
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.6;
}

.contact-get-in-touch-info-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

.contact-get-in-touch-info-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-get-in-touch-info-note {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 0.85vw + 0.5rem, 0.9rem);
  color: var(--color-text-muted);
  margin: var(--space-xs) 0 0 0;
}

.contact-get-in-touch-info-additional {
  background-color: var(--color-bg-card);
  padding: var(--space-lg);
  border-radius: var(--radius-md);
  border: var(--border-width) solid var(--border-color-light);
}

.contact-get-in-touch-info-additional-title {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.1vw + 0.5rem, 1.25rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0 0 var(--space-md) 0;
}

.contact-get-in-touch-info-additional-list {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  padding-left: 1.5rem;
  list-style: none;
}

.contact-get-in-touch-info-additional-list li {
  margin-bottom: var(--space-sm);
  padding-left: 1.25rem;
  position: relative;
  line-height: 1.6;
}

.contact-get-in-touch-info-additional-list li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .contact-get-in-touch-hero {
    padding: var(--space-4xl) 0;
  }

  .contact-get-in-touch-main {
    padding: var(--space-4xl) 0;
  }

  .contact-get-in-touch-grid {
    flex-direction: row;
    gap: var(--space-4xl);
    align-items: flex-start;
  }

  .contact-get-in-touch-form-wrapper {
    flex: 1;
    min-width: 0;
  }

  .contact-get-in-touch-info-wrapper {
    flex: 1;
    min-width: 0;
  }
}

@media (min-width: 1024px) {
  .contact-get-in-touch-hero {
    padding: var(--space-4xl) 0;
  }

  .contact-get-in-touch-main {
    padding: var(--space-4xl) 0;
  }

  .contact-get-in-touch-grid {
    gap: var(--space-4xl);
  }
}
.header-pojisteni-hub-mobile-close,.header-pojisteni-hub-mobile-toggle{
  width: 34px;
}

.header-pojisteni-hub-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}